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Ms Sahira is 25 years old and a married mother of one child. She has expertise in hand-embroidery and has been using her skills to provide for her family for over five years now. Her husband is a rickshaw driver whose income is not sufficient to meet the family's needs.

Sahira started this line of work at a very young age. Today she is proud to be famous in her community as the best at making beautiful patterns with threads and beads. Three years ago when she borrowed from Kashf for the first time she wished to invest in buying raw materials. Currently she has requested a loan of 30,000 Pakistan rupees (PKR) to purchase more spools of thread, with packs of sequins, pearls and glittering material in various colors. She hopes to increase her income and wishes to spend part of the revenue on the betterment of her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 442
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Sahira to purchase more spools of thread and packs of sequins, pearls and glittering material in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Mar 1, 2013
Currency Exchange Loss:
Mar 21, 2014