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Ehrom is an inhabitant of the town of Istaravshan. He is 33 years old, married, and has four children, two sons and two daughters. Ehrom has a high school education.

Ehrom is engaged in trade in the central market of his town. He has been working in this area for ten years already. During those years, he was able to open his own shop. Now, he has a men's clothing store.

Ehrom is taking a loan for the purchase of seasonal goods. He wants to use the profits to increase the range of his products and to improve his financial situation.
View original language description ↓
Эхром житель города Истаравшан. Ему 33 года. Он женат. У него четверо детей, 2 сыновей и 2 девочек. Образование у Эхрома среднее.
Эхром занимается торговлей на центральном рынке своего города. Вот уже 10 лет как он работает в этой области. На протяжении этих лет он смог открыть собственный магазин. Сейчас у него магазин мужской одежды.
Эхром берет кредит для приобретение сезонного товара. За счет полученной прибыли он хочет увеличить ассортимент товара и улучшить финансовое положение.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 104
    View loans »
    Tajikistan Loans Fundraising
  • $29,921,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ehrom to purchase spring menswear to increase his range of products and improve his financial position.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 21, 2013
Currency Exchange Loss:
Aug 17, 2013