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Adjoa is married and has seven children. She moves from market to market around the area of Elmina to sell salted fish, vegetables, okra, garden eggs, and others items. Adjoa has been selling food this way for ten years now. Adjoa uses her income to assist her husband in taking care of their home and children.

She wants to increase the quantity and variety of goods and food she sells in the market and hopes to use her loan for this very purpose. Any new income realized from her expanded business will be reinvested back into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Adjoa to increase the quantity and variety of goods and food she sells in the markets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 19, 2013
Currency Exchange Loss:
Jun 17, 2013