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Efua
Efua is a widow who has 10 children. In the photo above, she is standing behind the groceries that she sells in Elmina, a fishing community near Cape Coast. Efua uses her income to support her large family's well-being on her income alone. Efua will use the loan to procure a greater quantity and variety of groceries to sell. She hopes that a greater diversity of goods in her shop will attract new customers. With the new profits from her expanded business, Efua plans to save to build another shop in the future.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 9
    View loans »
    Ghana Loans Fundraising
  • $10,839,425
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Efua procure other types of groceries.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 29, 2013
Listed
Feb 19, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013