Ritchel is from Bañadero, Ozamis City, Misamis Occidental. She is 35 years old. She is married and has two children.
To make a living, she owns and operates a general store in the local community, selling shampoo, cooking oil, salt, sugar, candies, food for snacks, soap for washing clothes, and other items. She has been in this business for eight years and earns PHP 9,000 per month.
In 2007, Ritchel joined Gata Daku Multi-Purpose Cooperative (GDMPC) to gain access to finances. Ritchel is requesting a loan of PHP 22,000 to purchase additional goods to sell. She plans to expand her business and save a portion of her income to buy a refrigerator, so she can make ice candy and ice water to sell.
Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.