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Marine is a 33-year-old married woman. She lives with her husband, three children, and mother-in-law in the small village of Kurdghelauri. Marine’s husband works as a driver locally and gets a small monthly salary. The family runs a small-scale agricultural business. Specifically, they own a vineyard and a plot of land where they grow haricot. The harvested grapes and haricot are sold at the local open market and among her villagers. The family has been in this business for five years, and they are very experienced in this field. Marine is a very hardworking woman, running the family business and also doing housekeeping. With this credit, Marine wants to build a kitchen in her house so she can cook comfortably for her family. She wants to buy building materials and kitchen supplies. This loan will help the family to improve their lives and live in a better environment.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $7,807,625
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Marine to buy building materials for building a kitchen.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 19, 2013
Currency Exchange Loss:
Sep 17, 2014