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Muhayo is 24 years old. She is single and lives with her parents in a rural area. She would like to launch her own business of the type most common among the rural population--raising livestock. With this goal she has completed a “Reach for Success” courses organized by the Association of Business Women and obtained a certificate. She has learned much new information and is glad to have taken the course. She plans to launch her business right away as the past few years have been very hard for her. She is requesting a loan in the amount of 1,000 USD to buy cattle. She is counting on your kindness.
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Мухайё 24 года. Она не замужем и живет с родителями в сельской местности. Она хочет организовать свой бизнес, который является самым распространенным среди сельского населения, то есть скотоводством. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она получила много новой информации для себя и довольно, что обучилась на этом курсе. Она намерена срочно открыть свое дело, так как последние годы были для нее очень тяжелыми. Она запрашивает займ на сумму 1000 долларов США для покупки скота. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 189
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Muhayo to buy cattle for launching her new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Feb 20, 2013
Currency Exchange Loss:
Jan 18, 2014