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Rubinia is a 53-year-old woman. She has four children. She describes herself as a humble woman. Rubinia operates a store where she provides basic needs. She has been involved in this business for five years. Her business is located within a larger business area, and her primary customers are the general public. She describes her biggest business challenge as a lack of funds to improve the business. She will use the 20,000 PHP loan to buy canned goods, drinks, spices, and snack foods to sell in her store.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 954
    View loans »
    Philippines Loans Fundraising
  • $63,408,725
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Rubinia to buy canned goods, drinks, spices, and snack foods to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 29, 2013
Feb 19, 2013
Currency Exchange Loss:
Nov 19, 2013