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This is Susan, 47, a resident of Cabrera, Pasay City, Philippines. She is a mother to her children and, with the help of her children, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Susan operates a food stall. In the Philippines, the whole working community and most families only eat home-cooked meals during evenings where all of the family members are at home to take part in the meal. This is not only a usual family tradition but a matter of convenience and frugal living. It is considered a waste of money and time to spend cooking gas and food for one to two persons when buying cooked rice and viands costs less than raw food. Her regular customers are her neighbors and the local community. She earns a minimum of Php 500 in sales every day.

To help her continue operations of her business, she is requesting a Php 10,000 loan. She will be utilizing the loan to buy more quantities of products like meats, rice, vegetables, condiments and seasonings. She expects a boost in her business income as she expands her business.

Susan hopes to have more customers and dreams of giving her children a good life. She meets up with her co-fellowship members to share stories of her life and business every week and draw strength and inspiration from the fellowship and from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 990
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Susan to pay for raw ingredients like rice, pork, chicken and vegetables and other products needed in her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 19, 2013
Currency Exchange Loss:
Jun 17, 2013