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Kairiniza is 46 years old, married, and has four children. She started her own business with her husband in 1996. Despite the struggles of life, she remains lively and cheerful. She strongly believes in a bright future for her family. In order to provide a source of income for her family, Kairiniza makes her living working with livestock. She began her business with 10,000 KGS. Thanks to perseverance and hard work, the business now brings in 7,000 KGS a month. Kairiniza also cultivates two hectares of land each year, raising beans and perennial grasses. With the goal of further developing her business, Kairiniza has turned to Bai Tushum and Partners for a loan of 40,000 KGS to buy two bulls. She plans to use the profits from the loan to expand the amount of land she cultivates and to increase the number of cattle she owns. She dreams that her children will have good jobs and good families in the future.
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Кайриниза 46 лет,замужем, имеет 4 детей. Они начинали свой бизнес с мужем в 1996 году. Несмотря на все житейские проблемы она остается все такой же жизнерадостной и веселой. Она твердо уверена в светлое будущее своей семьи. Кайриниза в качестве основного источника дохода для семьи занимается животноводством и полеводством. Благодаря настойчивости и упорному труду, Кайриниза сумела развить свой бизнес с 10,000 KGS сегодня ежемесячный доход бизнеса составляет 7,000 сом (KGS). Кайриниза ежегодно обрабатывает 2 га земли, где ежегодно сажает фасоль и многолетние травы. В целях дальнейшего развития своего бизнеса, Кайриниза обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку 2 бычков. Доходы от кредита Кайриниза планирует вложить в расширение обрабатываемого поля и увеличения количества скотины. Она мечтает чтобы дети имели хорошую работу в будущем и хорошую семью.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Kairiniza to purchase 2 bulls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 19, 2013
Currency Exchange Loss:
Nov 17, 2013