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Jublina is a 30-year-old married woman. She is blessed with a son named Fander, seven, who is attending the first grade of elementary school. Jublina runs her daily activity as a housewife. Last year, her husband supported her with a capital assistance to initiate a kiosk business. The business is hoped to bring additional income for her family. The kiosk is in front of her house nearby the main road. It helps her to reach more customers.

Recently, Jublina planned to expand her business to produce more income as well as to meet the demand of the customers. She would like to sell various kinds of chilled soft drinks and more goods, but she has limited capital to do so. Therefore, she went to TLM and applied a loan amounting to IDR 3,000,000 to be spent on a refrigerator and other kiosk items such as instant noodles, coffee, tea, snacks, etc.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,670.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Jublina to buy a refrigerator and other kiosk items such as instant noodles, coffee, tea, snacks, etc.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 19, 2013
Currency Exchange Loss:
Nov 19, 2013