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Mercy Santa
Mercy, 45, lives in Libertad. She has a business selling clothes. She started out selling to friends and then bought more merchandise in order to be able to sell to other people too. She currently works alone all the time. The difficulty she has would be becoming ill but if she were to do so her husband works and would be able to pay for any medicine she’d need.

She’s married and has a seven-month-old daughter; her husband works as a driver for a cooperative so they both help each other out to live better and to be able to move their daughter forward.

She wants to use the loan to buy blouses, pants and underwear. Her dream for the loan is to be able to have her own clothing business so she can gradually grow to earn higher income and better capital.
View original language description ↓
Mercy vive en Libertad, tiene 45 años. Ella tiene un negocio de venta de ropa. Empezó vendiendo a amigos y luego compro mas mercaderías para así poder vender a otras personas. En la actualidad el trabajo lo realiza sola todo el tiempo.

La dificultad que tiene seria enfermarse, pero si se enferma el esposo como trabaja, podría ayudarla pagándole los medicamentos que necesite.

Está casada tiene una niña pequeña de siete meses, su esposo trabaja siendo chofer de una cooperativa así ambos
se ayudan para tener un mejor vivir, y a poder sacar a su hija adelante.

Con el prestamo quiere comprar blusas, pantalones, interiores. El sueño que tiene la clienta con el préstamo es el de poder tener su negocio propio de ropa y que así pueda crecer poco a poco, para así tener mayores ingresos y mejores capitales.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Mercy Santa to buy more clothes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 19, 2013
Feb 19, 2013
Currency Exchange Loss:
Feb 25, 2014