Cruzloma (Cuenca) Group
One of the members of this group is María Esperanza. She has been a member of the communal bank for 4 years. She is 62 years old. She is a single mother of two children, both of whom are adults, married and living independently. She lives alone in her own house.
María Esperanza makes a living selling a variety of dry grains such as corn, wheat, barley, coffee beans, etc. She has her own stall in a market in the city where she works from Sunday to Sunday, without a fixed schedule. She also raises pigs and cattle at home.
She will invest this loan in the purchase of dry grains in order to continue growing her business.
Her goal is to expand her business much more.
Una de las socias de este grupo es la Señora. María Esperanza, forma parte del banco comunal desde hace 4 años. Tiene 62 años de edad, es madre soltera de 2 hijos quienes son mayores de edad, están casados y viven independientes. Ella vive sola en su casa propia.
Doña María Esperanza se dedica a la venta de una gran variedad de granos secos como: maíz, trigo, cebada, café en grano, etc. tiene un puesto propio en un mercado de la ciudad en donde trabaja de domingo a domingo sin un horario fijo. En su casa también se dedica a la cría de cerdos y ganado.
Su nuevo crédito lo va a invertir en la compra de granos secos para seguir creciendo en su negocio.
Su meta es agrandar mucho más su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid