Pedro de Jesús lives with his life partner, Delmy, and their two children in their own house. He works as a bricklayer at different construction sites. It is dependable work. He has been doing this work for many years. Since he has good experience, he is one of the best in his field and can command higher wages. His work is located in a site close to his house. Pedro is a hardworking man. He is determined to reach his objectives. The most important one is the well being of his family. In the past few weeks the deterioration of his house has made his family uncomfortable. The house needs renovation and he would like to do this as soon as possible so his family is secure. He is a man that keeps his word. He will make the necessary changes as soon as possible. In order to make these changes he needs funds. He doesn’t have the needed capital, which is why he is asking INTEGRAL for a loan in order to buy cement, bricks, flooring, tools, etc. Pedro de Jesús has good references for paying his loan and he is responsible. He is thankful for the assistance. He hopes that he will be able to provide his family with a better quality of life.
Pedro de Jesús vive junto a su compañera de vida Delmy y sus dos hijos en casa propia, él trabaja de albañil para diferentes obras de construcción es un trabajo estable y tiene varios años laborando lo que le ha dado experiencia en el rubro convirtiéndose asi en uno de los mejores, obtiene las mejores ganancias, su trabajo esta ubicado en un lugar accesible y muy cercano a su vivienda; Pedro es un hombre entregado a su labor, dispuesto a dar todo de su parte para cumplir sus objetivos lo mas impórtate en su vida es su familia y en las ultimas semanas el deterioro de su vivienda ha incomodado la tranquilidad de su hogar, la casa necesita modificaciones y quiere realizarlas lo mas pronto posible para la seguridad de todos, es un hombre comprometido y no duda que podrá realizar los cambios lo mas pronto posible obteniendo el éxito deseado, necesita invertir pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar cemento, ladrillos, piso, herramientas etc. Pedro de Jesús tiene buenas referencias de pago y se hace responsable de cancelar la deuda, esta agradecido con la ayuda y a la vez tiene la esperanza que podrá darle a su familia una mejor calidad de vida.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.