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Maria Lucila
María Lucila lives with her life partner and their children in their own house. She works selling tortillas where she lives. She has been working with her small business for several years and has acquired valuable experience that lets her speed up her tortilla production. Thanks to good sales management, she always obtains the best profits. The community where she lives is very transient and she has many customers, even though her best customers are her neighbors. Everyone prefers her because her goods are of good quality, at a reasonable price, and more than anything come with the fastest service in the area.

María is an active woman and is very dedicated to her work. She wants to get ahead and fulfill her dreams. For this reason, every day she tries her very best at work, because she knows that only in this way will she obtain the success that she hopes for so much.

In the past few weeks, demand has increased and she wants to take advantage of it by making a new investment, but she doesn't have sufficient funds to back it up. Because of this, she is asking INTEGRAL for a loan that will allow her to buy wholesale corn, firewood, etc. María Lucila has good payment references and is very responsible. She guarantees that she will be able to settle her debt and at the same time has faith that she will bring financial stability to her home.
View original language description ↓
María Lucila vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica a la venta de tortillas en el lugar de su residencia, tiene varios años de trabajar con el pequeño negocio y ha adquirido experiencia valiosa que le permite agilizar la producción de tortillas, gracias al buen manejo de la venta siempre obtiene las mejores ganancias, la comunidad donde vive es muy transitada y ya tiene mucha clientela, aunque sus mejores clientes son los vecinos, todos la prefieren porque su producto es de calidad, a un precio accesible y sobre todo con el servicio mas rápido del lugar; María es una mujer activa, y muy dedicada a su labor, desea salir adelante y cumplir sus sueños por eso todos los días se esfuerza al máximo en el trabajo pues sabe que solo así alcanzara el éxito que tanto espera, en las ultimas semanas aumento la demanda y quiere aprovechar para una nueva inversión, pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar maíz por mayor, leña, etc. María Lucila tiene buenas referencias de pago y es muy responsable, asegura que podrá cancelar la deuda y a la vez tiene fe que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 684
    View loans »
    El Salvador Loans Fundraising
  • $24,307,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Maria Lucila wholesale corn and firewood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2013
Listed
Feb 18, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 18, 2013