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Margaret is married with four children, and none of her children go to school. She doesn’t take care of additional family members. She has a business of selling used clothes and has been in this business for one year, selling to all categories of people but on a retail basis.

She has applied for a loan of 1,000,000 Uganda shillings from MCDT-SACCO to buy more bales of used clothes. She generates additional income through running a restaurant. She works at the market seven days out of every week. Her major business challenges include seasonality and the ever increasing prices of used clothes. She is aspiring to become a wholesaler and also to build her own house.

She resides in a rented house, and the family has access to electricity and piped water. Her monthly expenses include rent and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 184
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,640.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Margaret to buy more bales of used clothes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 18, 2013
Currency Exchange Loss:
Nov 18, 2013