Tabitha is a married woman. She has 4 children with ages ranging from 6 to 12. She describes herself as a focused and ambitious woman. She operates a food stall and dairy farm where she sells cereals and milk. Her business is located within a busy market. She describes her biggest business challenge as the high prices of cereals. She will use this 10,000 KES loan to buy cereals to sell. This is her second loan with SMEP DTM .