Mr. Juan Carlos is en employee at a cell phone store. He has a high-school level education and lives in the family house, where he has taken up one bedroom with a fine finish and cement floor in the city of La Paz. Mr. Juan Carlos works 8 hours per day to cover his expenses on food, electricity and education, among others.
He's requesting a loan to buy a vehicle that he'll use as a taxi to increase his income and improve his quality of life. Juan Carlos' dream is to start his own business selling cell phones.
El señor Juan Carlos es empleado de una tienda de celulares, su nivel de educación es secundaria, vive en casa familiar ocupando 1 habitación en un acabado fino y piso de cemento en la ciudad de La Paz.
El señor Juan Carlos trabaja 8 horas al día, para cubrir sus gastos de alimentación, luz, agua, educación y otros.
El crédito lo requiere para el aumento en la compra de una movilidad que la utilizará como taxi y así mejorar sus ingresos y calidad de vida.
El sueño de Juan Carlos es tener su negocio propio de venta de celulares.
Es la primera vez con IMPRO y la primera con Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.