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Pat's Group
In this Group: Patience, Olyvia, Ruby
This group is made up of three partners: Patience, Ruby and Olyvia. They have been a group since 2011. They sell school uniforms, cook food, and sell beverages, respectively.

Patience is a 47-year-old school uniform trader. She has been with ID Ghana for the past two years and is doing very well with her business.

She has been in this business for two years now. She is grateful to ID Ghana for the training on savings, which motivated her to save to achieve her dream.

This is her fourth loan, and she needs GHS 600 to buy more uniforms to sell to her customers.

Patience, Ruby, and Olyvia need a total amount of GHS 1,900 to buy more goods to sell to their customers in the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Pat's Group's $1,025 loan helped a member to buy more school uniforms to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 18, 2013
Currency Exchange Loss:
Sep 17, 2013