Maimuna is a 32-year-old married woman with two children. She describes herself as an honest woman. She operates a food stall where she sells coconuts. She has been involved in this business for five years. Her business is located within an urban area and her primary customers are hotels. She describes her biggest business challenge as the lack of a permanent business premise. She will use the 100,000 KES loan to buy coconuts to sell. Her business goal is to be a coconut distributor within five years. This is her third loan with SMEP DTM. She also runs a grocery store where she sells items such as tomatoes.