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Odise is a 29-year-old Egyptian married father of two young kids; four and one years old. They live in the suburbia of a main city where the majority of the Egyptian community lives. Their living conditions are very poor and Odise is doing all he can to improve them.

For the past 10 years, he has been buying and selling bananas, and the income he has been generating from this activity is the only one for his family. “There are no others who sell bananas in my neighborhood; thus, I get more clients,” Odise said.

Odise is now requesting a loan to install doors and windows in their rundown family home. All he hopes is that Kiva lenders will show some consideration and help him out by lending to him.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 104.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Odise to install doors and windows in their rundown family home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Feb 18, 2013
Currency Exchange Loss:
Aug 17, 2014