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C20010 Abatiganda No 2 Group
In this Group: Claver, Esther, Elias, Violette, Meranie, Emerthe, Peragie, Tensie, Uziel, Emima, Beatha, Phrasie, Egidie, Emeline, Theresie
Clavert is 24 years old and is married with two children, ages 3 and 5. He sells rice. Clavert is the leader of this group, which is called "C20010 ABATIGANDA NO 2" in the local language. In this photo, he is holding a piece of paper. Clavert has been running his business for the past four years. He currently employs four people to help him.

Clavert is requesting a Kiva loan via Vision Finance Company to expand his agricultural business by purchasing more fertilizers. This will enable him to cultivate larger quantities of rice to sell. He plans to save his profits for his future and to reinvest in his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 22
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 625.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C20010 Abatiganda No 2 Group's $1,550 loan helped a member to purchase more fertilizers to cultivate larger quantities of rice to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 18, 2013
Currency Exchange Loss:
Dec 11, 2013