Elizabeth is a 24-year-old married woman. She has one child. She describes herself to be a persistent and focused woman. She operates a food stall where she sells snacks, tea, and food. She has been involved in this business for three years. Her business is located at a viable business area, and her primary customers are local residents. She describes her biggest business challenge to be insufficient funds for improving the business. She will use the 20,000 KES loan to buy food ingredients for preparing meals to sell. This is her first loan with SMEP DTM.