Ivan is a resident of Kakiika, a suburb in Mbarara municipality. He completed the university with a degree in computer science in 2008. Since he has never gotten any employment opportunity, he was forced to start up the secretarial bureau so as to earn a living. The business is running with inadequate capital thus he is requesting a loan of 1,000,000 Uganda shillings to buy a printer and photocopying machine so as to increase his capital for more profits. This will help him to get more income to support himself and his dependents in the form of tuition as well as other costs of living.