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Julius is a Ugandan man, 40 years old, with 8 children, all of whom are in school and depend on him for their survival, since he lost their mum to cancer. Because of having such a big family and so many responsibilities, he started serious farming of the bananas commonly referred to as "matooke,” producing over 60 bunches a month, an activity that has enabled him to pay school fees for his children and to look after the whole family. He is applying for a loan of UGX 1,200,000 to add manure to his plantation and increase his productivity, which will in turn increase the income of his family.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Uganda

  • $1,800
    Average annual income
  • 267
    View loans »
    Uganda Loans Fundraising
  • $31,047,900
    Funds lent in using Kiva
  • 2,640.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Julius to buy organic manure for his banana farm.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 18, 2013
Currency Exchange Loss:
Mar 17, 2014