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Believe In God Group
In this Group: Mariatu, Adamsay, Wulamatu, Alhaji H.
Mariatu K. is the Believe In God group leader. She has been with SMT for three years and is one its honest and hard working clients. Mariatu is 30 years old and married with 4 children. Her children's upkeep depends mainly on her business income. Mariatu's husband is a teacher whose salary is insufficient to meet all the family needs. Mariatu's business supplements the family income.

Adamsay and Wulamatu also sell clothes. Alhaji H T. sells cooking utensils. The goup is requesting a loan of Le.4000000 to increase their inventory stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 23
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 2,855.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Believe In God Group's $1,425 loan helped a member to increase the inventory of clothes and cooking utensils.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2008
Jun 18, 2008
Currency Exchange Loss:
Aug 15, 2009