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Johnson is a farmer in the remote village of Isingiro who is married with 6 children, and all in school. He started farming at the early age of 10 after losing both his parents at a tender age. Because of such circumstances, he struggled much to survive through farming. He managed to put up his own banana plantation which has allwed him to even start constructing a semi-permanent house to accommodate him and his family members.

He is requesting a loan for 2,200,000 shillings to enclose his house and complete it. He will be using proceeds from the plantain plantation to service the requested loan. In the photograph is Johnson with his wife in front of their incomplete residential house.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 288
    View loans »
    Uganda Loans Fundraising
  • $31,076,375
    Funds lent in using Kiva
  • 2,638.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Johnson to buy shutters for his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 18, 2013
Currency Exchange Loss:
Aug 17, 2014