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Mavluda is a 47 years old and she is a very decent, kindhearted, and dependable woman. She is married and has three children. Her children are already adults and they live with their own families. Mavluda and her husband live in a mountainous region. They raise cattle because this business is well-suited for the mountains. In the mountainous regions, animal husbandry is people's main source of income and Mavluda has been doing this since she was young. She also spins yarn from the wool of her sheep and goats, which she sells to wholesale buyers.

Mavluda's husband often travels to the Russian Federation to earn extra money, but it's not very much. Because of this, they need to expand their business of raising cattle. Mavluda is trying very hard to improve their living conditions.

She is taking out this loan in order to buy young goats and sheep. In the spring, when cattle gets more expensive, she hopes to sell them for a better price. Mavluda is grateful in advance to Kiva for its financial support.
View original language description ↓
Мавлуда женщина в возрасте 47 лет,очень добрая, отзывчивая и ответственная женщина. Она замужем, имеет троих детей. Дети уже выросли и живут своими семьями. Мавлюда с мужем живут в горном районе, поэтому занимаются выращиванием скота так как в таких районах этот бизнес очень приемлем. Этим видом деятельности Мавлюда занимается с молодых лет. Она также из шерсти овец и коз прядет пряжу и продает оптовым покупателям. В горных районах животноводство является основным доходом. Муж Мавлюды очень часто ездит в Российскую Федерацию на заработки но там он очень мало зарабатывает поэтому им приходиться развивать бизнес по откорму скота. Мавлюда очень старается делать все чтобы улучшить условия проживания.
Она берет кредит,чтобы приобрести молодых коз и овец. Весной скот подорожает и она надеется продать их по дороже. Мавлюда заранее выражает свою благодарность организации Кива за поддержку в финансовом вопросе.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 242
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Mavluda to purchase livestock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 17, 2013
Currency Exchange Loss:
Sep 17, 2013