Ismail is a 42-year-old married man with four children living in Fort Portal. He works as an office attendant, and with his meager salary he has been able to pay school fees for his children and buy land for farming. Unfavorable weather conditions and limited finances have affected his plans. But he still dreams of educating his children up to the university level and venturing into commercialized agriculture. Ismail intends to use the requested loan to pay school fees for his children.