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Trabajando Para El Futuro 3, 4 & 5 Group
In this Group: Luz, Ana, Fernando, Ludovina, Juana, Miguel, Confesora, Isabel, Yrene, Margarita, Ana*, Rosy, Rosy, Cacterin, Teresa
* not pictured
Luz is the coordinator of her borrower group, Trabajando para el Futuro (Working Toward the Future). This group is located in Samana, a lush, rugged peninsula with a nascent tourism industry. Here, running water (none of which is potable) and electricity are unreliable. Luz makes her home in a simple structure with her long-time partner and their four children.

Luz is excited to be taking her 17th loan with Esperanza after having successfully repaid her previous loans and grown her business. She plans to use this loan to invest in her cafeteria by purchasing necessary products such as bread, cheese, ham, beans, sweets (candies), and other comestible items as well as a blender.

Luz will use the profits to improve her business, to rebuild her house, and to provide for her family's needs. She dreams that her children will grow up to be good people. She thanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 4
    View loans »
    Dominican Republic Loans Fundraising
  • $8,254,875
    Funds lent in using Kiva
  • 40.8
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajando Para El Futuro 3, 4 & 5 Group's $5,400 loan helped a member to buy groceries and a blender.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 17, 2013
Currency Exchange Loss:
Jul 17, 2013