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Thamban Group
In this Group: Bem, Bony, Bimola, Thoibicha, Kainahanbi
Thamban Group was formed by five women members who are residents of a village. The village is in Churachandpur, which is about 65 kilometres from Imphal, capital of Manipur. The state Manipur is in the northeastern part of India. Coming together and helping one another are the main reasons for the formation of the group. Their main goal is to find a way to sustain their lives and their families.

Bony is the profile member. She is standing with her right hand raised in the picture. She is 27, the mother of a son and a daughter. Both her children are going to school. Her husband carries water from the reservoir with an auto rickshaw and supplies in and around the town. This water supply task is the main source of income for her family.

Bony used to run a small shop where she sold cigarettes, tobacco products, paan (desert), biscuits, sweets, soaps and detergents and varieties of eatables. But the shop business did not run well, so she did not make much profit. Now she plans to brew local wine and sell and supply her products to different places. To start this business, she needs capital for buying rice, firewood, charcoal and yeast, which are essential for brewing.

The other members need loans too to do better with their respective income activities such as running small shops and hotels and selling vegetables.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 158
    View loans »
    India Loans Fundraising
  • $5,369,475
    Funds lent in using Kiva
  • 54.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Thamban Group's $925 loan helped a member to buy rice, firewood, charcoal and yeast for brewing local wine for sale.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Feb 25, 2013
Feb 17, 2013
Currency Exchange Loss: