Edwin is a 34-year-old married man. He has 1 child. He describes himself to be a visionary and honest man. He operates a retail store where he sells household items such as soda, flour, maize flour, etc. He has been involved in this business for 8 years. His business is located at an urban area and his primary customers are daily consumers and local residents within the area. He describes his biggest business challenge to be insecurity within the area. He will use the KES 50,000 loan to buy household products to sell. His business goal is to open another similar retail store within 5 years. He hopes that in the future, he will improve his business. This is his second loan with SMEP DTM.