Las Del Saber (Cuenca) Group
One of the members of this group is Victoria. She has been part of the communal bank for 2 years and in this time she has managed to form close bonds of friendship with her colleagues. She is 28 years old, and she has married and in her marriage she has conceived 4 children aged 10, 8, 6 and 1. Her first three children are studying in a small school in the area. Her husband works as a day labourer. They do not have their own home, so they live in an estate where they work.
Victoria works looking after the home and rearing and selling guinea pigs and hens. She has also worked on the estate where she lives for 5 years. There she works Sunday to Sunday without a fixed schedule.
She is going to invest her new loan in the purchase of hens, guinea pigs and animal feed. Her dream is to have her own home, and more hens so that she can work in the business of selling eggs.
Una de las socias de este grupo es la Señora. Victoria, forma parte de la banca comunal 2 años y en todo este tiempo ha logrado estrechar los lazos de amistad con sus compañeras. Tiene 28 años, es casada y en su unión conyugal ha concebido 4 hijos de 10, 8, 6 y 1 año de edad, sus tres primeros hijos están estudiando en una escuelita de la localidad. Su esposo labora como jornalero, no tienen casa propia por lo que viven en una hacienda donde trabajan.
Doña Victoria se dedica a cuidar su casa y a la cría y venta de cuyes y gallinas, también labora en la hacienda donde vive desde hace 5 años, ahí trabaja de domingo a domingo sin un horario fijo.
Su nuevo crédito lo va a invertir en la compra de gallinas, cuyes y alimento para animales.
Su sueño es tener su casa propia y más gallinas para dedicarse al negocio de venta de huevos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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