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Luis Javier
Luis was born in Guayaquil. He and his brother began working by performing plumbing repairs. Unfortunately, his brother died and he was left in charge of all of the customers that they had acquired while working together. In order to earn more income, Luis started a bazaar and stationery shop where he sells notebooks, pens, sheets of paper, and other items.


Every day, he leaves for work so that he can provide plumbing services and perform other household jobs for his customers. His wife manages the bazaar until he returns home. Luis is married and has three children. His wife looks after the business in their home. Their three children attend a state school.


With this loan, Luis will buy merchandise such as notebooks, pens, and stationery. His goals and dreams include using this loan to expand his bazaar even more so that he can help with the household expenses and his children’s education.

View original language description ↓
Luis nació en Guayaquil. El empezó con el hermano a trabajar arreglando tuberias pero lastimosamente el hermano falleció y el cliente se quedo a cargo de toda la cartera de clientes que ellos dos habian conseguido juntos. Para conseguir mas ingresos el comenzo con un negocio de un bazar-papeleria vendiendo cuadernos, plumas, hojas etc.

Todos los dias el sale a trabajar dando los servicios de arreglado de tuberias y otras cosas de las casas de los clientes mientras que la esposa esta con el negocio del bazar atendiendo hasta que el llegue.

Está casado tiene tres hijos, su esposa atiende el bazar en el domicilio. Sus tres hijos estudian en una escuela fiscal.

Con el prestamo quiere comprar mercadería como cuadernos, plumas, papeleria. Las metas o sueños del cliente con este préstamo es poder incrementar más su negocio de bazar para así poder requerir más ayuda para los gastos del hogar y la educación de sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 104
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Luis Javier to buy notebooks, pens, and stationery.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 16, 2013
Listed
Feb 18, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 7, 2014