Eben Ezer Group
The group is coming together to ask for a loan and she will use it to buy fabrics and thread of various colors in order to increase her production of garments that she makes. She hopes in the future to have a sewing machine. The other members work in commerce, making textiles, and animal husbandry.
Organiza un grupo y solicita un préstamo que lo utilizara para la compra de telas e hilos de diferentes colores, esto para poder incrementar su producción de prendas que elabora, espera en el futuro contar con una maquila. Las demás integrantes se dedican al comercio, producción de tejidos, y a la crianza de animales.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid