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Francisco Eduardo
Francisco was born in Manta. He has a business of producing construction blocks out of dirt, wood, sawdust, and other materials. Francisco started in this line of work 13 years ago with his family, but now he has managed his own business for one year. He wants to continue growing his business since this type of work is all he has ever known since childhood. Francisco completes the work with an assistant who accompanies him. They work from 5:00 A.M. to 4:00 P.M.

In his business, he works with dirt, wood, and sawdust. The challenges he faces in his business include dealing with illnesses and bad weather. Franciso is a single man with no children. He manages his business alone for his own welfare, so he is in need of assistance. With this loan, he will be able to buy dirt, wood, and sawdust for making more building blocks. His goals and dreams with this loan include obtaining additional materials to have on hand. He would also like to have more workers so that he can produce more bricks, thereby generating more income.

View original language description ↓
Francisco nació en Manta. Tiene como negocio la producción de bloques para construccion con tierra, leña, aserrín, etc. Este negocio lo empezó desde los 13 años con su familia y actualmente tiene un negocio propio hace un año.
Quiere seguir incrementando su negocio porque desde pequeño es todo lo que ha hecho. El trabajo lo realiza con un trabajador que lo acompaña desde las cinco de la mañana hasta las cuatro de la tarde.

En su negocio tiene la producción de tierra, leña y aserrín, la dificultad que tiene en su negocio es su enfermedad y el mal tiempo. El cliente es un hombre soltero, sin hijos. Se dedica solo a su negocio y a su bienestar propio, para ello requiere de su apoyo.

Con el prestamo quiere comprar tierra, leña, aserrin para hacer mas bloques para construccion. El metas y sueños del cliente con este apoyo es poder obtener materiales para mayor disposición y mas trabajadores para hacer mas ladrillos para asi poder tener un mayor ingreso.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 87
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Francisco Eduardo to buy dirt, wood, and sawdust for making construction blocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 18, 2013
Currency Exchange Loss:
Oct 19, 2013