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G.s Esfuerzo Y Voluntad Group
In this Group: Andres, Norma Elena, Anita
Andrés is 58 years old and has one child who is still dependent on him. Andrés lives with his wife and he makes a living from his business. He has had a grocery store for six years now and this is how he earns his income.

Andrés has very good customers because his business is the only one of its type in the area. His main customers are the locals living here. He is applying for a loan to buy cheese, firewood, corn, sugar, butter, cold meat, meats, beans, milk, eggs and salt to stock up his store and so satisfy customers' demands.

Andrés' dream is to have a room better set up for his business and to give his family a better quality of life.

Together with the other members of his group, Andrés hopes that the loan will contribute to better and improved stock in order to satisfy the demands of his customers. At the same time he hopes to increase his income so as to cover household costs and other financial obligations.

Norma makes a living fattening up chickens and laying hens.

Anita has a grocery store.

In Danli, Honduras, January 2013
View original language description ↓
El señor Andrés tiene 58 años de edad, tiene 1 hijo que depende de él, vive con su esposa, Su actividad es el comercio, tiene una pulpería y cuenta con más de 6 años de dedicarse a esta actividad generadora de ingresos.
Don Andrés tiene muy buena clientela porque su negocio es el único en su sector, siendo sus principales clientes los habitantes de su colonia, esta solicitando el préstamo para la compra queso, leña, maíz, azúcar, manteca, embutidos, carnes, frijoles, leche, huevos y sal para surtir su negocio y así satisfacer la demanda de sus clientes.
Don Andrés su sueños es tener una sala de venta mejor acondicionada y darle calidad de vida su familia.
Don Andrés junto con los integrantes de su grupo con el préstamo solicitado esperan les contribuya a tener una existencia de productos y mejorar su surtido para satisfacer la demanda de sus clientes, a su vez esperan mejorar sus ingresos para cubrir los gastos familiares y compromisos financieros.
Doña Norma se dedica al engorde de pollos y gallinas ponedoras.
Doña Anita cuenta con una pulpería.

Danli, Honduras - Enero 2013

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s Esfuerzo Y Voluntad Group's $3,025 loan helped a member to buy cheese, firewood, corn, sugar, butter, cold meat, meats, beans, milk, eggs and salt, for the business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 17, 2014