Mr. Mbaye is a married man living in Senegal. He has been working professionally as a teacher for over 22 years. His salary, combined with the income that his motorbike taxi brings in, enables him to cover his day-to-day expenses, as well as to pay the house bills and his children's schooling costs. He is a member of a U-IMCEC branch, where he is requesting a loan in the amount of 100,000 francs CFA. The goal of his financing is to repair his moto-taxi, which broke down. He intends to keep up his income level, so that he will be able to continue supporting his dependents as head of household and to improve further his family's food situation. For the future, his plans are to invest in teaching and to establish his own private school.
Monsieur Mbaye est un homme marié qui habite au Sénégal. C’est un enseignant qui exerce la profession d’instituteur depuis plus de 22 ans. Son salaire combiné aux revenus que lui procure son moto taxi lui permet de prendre en charge la dépense quotidienne de même que les paiements de factures du foyer et les frais scolaires de ses enfants. Il est membre à de l’un des guichets de l’U-IMCEC où il sollicite un prêt d’un montant de 100.000 francs CFA. L’objet de son financement est la réparation de son mototaxi qui st tombé en panne. Son intention est de maintenir le niveau de ses revenus de sorte qu’il pourra continuer à supporter ses charges de chef de famille, et de plus améliorer les conditions alimentaires de sa famille. Son projet futur est d’investir dans l’enseignement et de créer son propre école privée.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.