Hoa was born in 1965. She has two children who are carpenters. Her husband is a building worker. His income is about 4,000,000 VND. Hoa raises chickens and does carpentry to earn a living. She has done this job for 10 years. Her income is about 2,500,000 dong [VND]. Her family’s total earnings are about 12,000,000 VND per month.
She has participated in SEDA's credit program since 2008. In the last cycle she borrowed 9,184,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 10,080,000 VND to buy wood for her carpentry workshop. She aspires to enlarge her workshop.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.