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Thoa was born in 1985. She has three daughters. Her oldest child is in the 1st grade. Two younger daughters are too young for school. Her husband and she are carpenters. Her income is about 5,000,000 dong [VND]. Her family’s total earnings are about 10,000,000 VND per month.
She joined SEDA's credit program in 2013. In this first loan cycle, she would like to borrow 5,152,000 VND to buy carpentry tools such as chisels and saws. She hopes to raise her children well and enlarge her wood workshop.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 80
    View loans »
    Vietnam Loans Fundraising
  • $14,427,750
    Funds lent in using Kiva
  • 20,824.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Thoa to buy carpentry tools such as chisels and saws.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 17, 2013
Currency Exchange Loss:
Feb 17, 2014