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Rosa Elena
Rosa Elena has three children in farming. She works on the land and helps her family with everything that is needed.

Through a lot of effort she has built her house but she has not been able to finish it, so she is asking for a loan of one million thirty-five thousand colones (1,35,000.00) in order to buy supplies and pay for labor. Rosa Elena wants to speed up the construction work as the rainy season is approaching and she needs to finish her home as soon as possible.
View original language description ↓
Rosa Elena tiene tres hijos agricultores, ella colabora con los oficios del campo y ayuda a su familia en todo lo que necesiten, con gran esfuerzo ha logrado construir su vivienda pero aún no la ha podido terminar, por lo que solicita un crédito de un millón treinta y cinco mil colones (¢1.035.000)para comprar el material y pagar la mano de obra, Rosa Elena quiere agilizar el trabajo de construcción ya que se acerca la época de lluvia y necesita terminar su vivienda lo antes posible

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 18
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 500.6
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,075 helped Rosa Elena to make improvements to her home.
83% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 1, 2013
Currency Exchange Loss: