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Ms. Sajida is a 42-year-old married woman. She is successfully running a business of hand embroidery in her house despite having six children. She is a very energetic and ambitious woman who wants to improve the standard of living of her family by raising her income level. That’s why she started a business of hand-embroidery to provide the basic needs of food, education, and health of her children. Her husband‘s income is not sufficient to meet the household expenses alone.

She has gradually improved her business with the support of the Kashf foundation. She has been in association with Kashf for eight years and has shown excellent repayment behavior. Currently she applied for a loan of 40,000 PKR to purchase more spools of threads, and packs of sequins, beads, and pearls in various colors. This way she will be able to cater to more customers which ultimately helps in generating more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 364
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Sajida to purchase more spools of threads, packs of sequins, beads, and pearls in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 17, 2014