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Ms. Shameem is a 36-year-old married woman. She has been successfully running a small general store in her community for the last six years. She offers various goods for daily use and has attained a regular list of customers. Her husband is employed in a small factory and earns insufficient income to support his family alone.

In order to make her store fully stocked, Shameem requested a loan of Rs 25,000 from Kashf Foundation. This will help her to purchase stock of sugar, flour and grains from the market at lower rates. She then would be able to meet with the increasing demand consistently.

Shameem is in her second loan cycle and has shown excellent repayment behavior. She wishes to utilize part of the revenues to deal with personal expenses and to increase business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shameem to purchase stock of sugar, flour and grains from the market at lower rates.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Mar 1, 2013
Currency Exchange Loss:
Mar 21, 2014