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Yanuarius, a 42-year-old man, is married to Imelda, who is 40 years old. They are blessed with four children: Lili, 22, married; Alfonsius, 20; Anggi, 13, and Chandra, 8. Anggi and Chandra are both attending school.

Yanuarius has been running a sewing business since 2004. He has regular customers, so he should meet their orders in a timely way. Customers have asked him to buy fabric for them, but he does not have enough capital to do so. Therefore, he has requested a loan of 4,500,000 IDR from TLM. The loan will be spent on fabric and yarn of various colors.

Currently, Yanuarius is in his second loan cycle. He has a good repayment record since he joined the TLM program.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 25
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 9,660.0
    Indonesia Rupiahs (IDR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $475 helped Yanuarius to buy fabric and yarn of various colors.
88% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 16, 2013
Currency Exchange Loss:
Jun 17, 2015