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Josephine is married and has eight children. She is 45 years old and lives in Kinangay Sur, Clarin. Mis. Occ., Philippines.

Josephine sells a variety of products to earn a living. She has had this business for 15 years. Each month, she earns 4,000 PHP doing this work. She has requested a loan for 10,000 PHP to purchase additional products such as soft drinks, canned goods, noodles, etc. Josephine has been a member of PMPC for three months. In the future, Josephine hopes to financially support her immediate family members.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1443
    View loans »
    Philippines Loans Fundraising
  • $59,139,875
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Josephine to purchase additional products such as soft drinks, canned goods, noodles, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 16, 2013
Currency Exchange Loss:
Aug 17, 2013