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Sieng is 35 years old and a loving father of two school-aged children. He is married to a local woman who is in the same type of farming business. Being a good father, Sieng is very passionate about supporting his family and aspires to having a comfortable lifestyle. He works together with his wife on their own farm, where they particularly grow rice for food. He also devotes his time to being a paid worker for extra wages in addition to his farming activities.

Sieng’s house is currently under construction so he needs more capital to have it finished. In this regard, Sieng would like to obtain a loan of USD 1,200 to purchase materials needed for the construction and to pay for the performance costs. He believes that he can live with his family happily after his house has been completed.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 299
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sieng to purchase materials to finish building his house and to pay for performance costs.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Feb 16, 2013
Currency Exchange Loss:
Jun 17, 2014