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Lilit runs a farm. She keeps livestock which currently includes two cows, 20 chickens, two lambs and two mother pigs. She also cultivates wheat and barley. As a mother of two children, Lilit works hard to sustain the livelihood of her children and cover the family's basic costs. It is very difficult for her to save money for purchasing seeds for cultivation for the next season. So she has applied for this loan to pay for wheat and potato seeds. This will enable her to expand the cultivation and gather more harvest.

Lilit lives in Haykavan village of Shirak region with her husband and two children. Her husband helps Lilit to sell the gathered harvest and sustain the family. The loan is very important for Lilit and her family because for them agriculture is the sole source of income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $14,385,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Lilit to pay for wheat and potato seeds.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 16, 2013
Currency Exchange Loss:
May 17, 2013