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Esther

Update on Esther

Esther is a 46 year old mother from the Kapune area of Kilgoris town. She is married and has four children. Esther is a small-scale farmer; she has been in this business for the last 20 years and comfortably earns a monthly income of Kes 40,000. She is applying for her third loan with KADET LTD, which she will use to purchase more farm inputs and pay labourers for ploughing. She will use the anticipated profit to grow her business into a larger operation. Her dream is to grow her business and earn extra income to support her family.

Previous Loan Details

Esther is a 45-year-old from the Kapune area of Kilgoris town. She is married to Samson, and they have four children aged 11 to 18 years. Esther operates a milk-selling business, which she has done for the last seven years, making a monthly income of 8,500 Kenyan shillings (KES). She is takin... More from Esther's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 1001
    View loans »
    Kenya Loans Fundraising
  • $40,873,425
    Funds lent in using Kiva
  • 87.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Esther to buy farm inputs and pay labourers for ploughing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 4, 2013
Listed
Feb 16, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014