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Zingatia Group
In this Group: Anitha, Ester, Veronica, Adelina, Lukresia, Stellah, Hamis, Fredina, Gudila, Sakina, Prosper
Anitha, who is in her early 40s, is married. She has three adult girls, who are already married. Since 1997, Anitha has been running two businesses, decoration and catering. She works from 8:00 A.M. to midnight daily, and is able to make a fair monthly profit.

This will be her fourth loan from Tujijenge Tanzania. Anitha used the previous loans to buy serving dishes, a big hotpot for food storage, decoration materials, chairs, a TV, a deck, and a fridge, and she has repaid all of her loans successfully. She will use this loan to buy decorative lights, so as to improve her business with quality items. Her dream is to be able to become involved in international business one day, with her decoration activities.

Anitha will share this loan with her borrowing group, Zingatia. The group is comprised of 11 members in total, who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,298,950
    Funds lent in using Kiva
  • 1,613.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zingatia Group's $5,400 loan helped a member to buy decorative lights, for use in her decoration and catering business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Feb 16, 2013
Currency Exchange Loss:
Jul 17, 2013