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Joven is married with six children. She is 55 years old and lives in Palayan, Aloran, Misamis Occidental, Philippines.

Joven has a small restaurant to earn a living. She has had this business for three years. Each month, she earns PHP 7,750 doing this type of work. She has requested a loan for 14,900 PHP to purchase raw ingredients for her restaurant business.

Joven has been a member of PMPC for six years. In the future, she hopes to have more savings.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1083
    View loans »
    Philippines Loans Fundraising
  • $63,436,400
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Joven to purchase raw ingredients for her restaurant business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 16, 2013
Currency Exchange Loss:
Dec 17, 2013